{"id":229,"date":"2021-08-19T01:08:58","date_gmt":"2021-08-19T04:08:58","guid":{"rendered":"http:\/\/www.4mooney.com.br\/?page_id=229"},"modified":"2025-05-14T00:53:48","modified_gmt":"2025-05-14T03:53:48","slug":"editorial-jornal-estadao","status":"publish","type":"page","link":"http:\/\/www.4mooney.com.br\/?page_id=229","title":{"rendered":"Editorial | Jornal Estad\u00e3o"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"229\" class=\"elementor elementor-229\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87e54ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87e54ff\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1adb9af\" data-id=\"1adb9af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ab59b8 elementor-widget elementor-widget-menu-anchor\" data-id=\"5ab59b8\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"inicio\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9e8f13a elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e8f13a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_sticky_section_sticky&quot;:&quot;yes&quot;,&quot;jet_sticky_section_sticky_visibility&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb954db elementor-hidden-tablet\" data-id=\"fb954db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-311b8f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"311b8f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-034d429\" data-id=\"034d429\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f4a4ab elementor-hidden-phone elementor-widget elementor-widget-image\" data-id=\"0f4a4ab\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.4mooney.com.br\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/4Money_logo.png\" title=\"\" alt=\"4mooney - Recupera\u00e7\u00e3o de Cr\u00e9dito e Servi\u00e7os Financeiros. Oferecemos pesquisa avan\u00e7ada, an\u00e1lise de cr\u00e9dito, vendas digitais atrav\u00e9s de modelos cognitivos e abordagem l\u00fadica.\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-794e272\" data-id=\"794e272\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ae44f1 elementor-align-right elementor-mobile-align-center elementor-hidden-phone elementor-widget elementor-widget-default-navmenu\" data-id=\"8ae44f1\" data-element_type=\"widget\" data-widget_type=\"default-navmenu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"elementor-header-primary\" 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data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.4mooney.com.br\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"163\" src=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/logo-4mooney-800.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/logo-4mooney-800.png 870w, http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/logo-4mooney-800-300x84.png 300w, http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/logo-4mooney-800-768x215.png 768w\" sizes=\"auto, (max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47166606 elementor-widget elementor-widget-heading\" data-id=\"47166606\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Artigos &amp; Not\u00edcias<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d105814 elementor-widget elementor-widget-heading\" data-id=\"4d105814\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-large\">Acompanhe as principais novidades da <b>4mooney<\/b>, al\u00e9m das \u00faltimas informa\u00e7\u00f5es sobre as tend\u00eancias da tecnologia envolvendo a <b>recupera\u00e7\u00e3o de cr\u00e9dito e servi\u00e7os financeiros.<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ed9e41b elementor-widget elementor-widget-spacer\" data-id=\"7ed9e41b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c56e82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c56e82\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6549f99\" data-id=\"6549f99\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-347f49a elementor-widget elementor-widget-heading\" data-id=\"347f49a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credi\u00e1rio Digital \u00e9 um movimento irrevers\u00edvel.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c69f8e1 elementor-widget elementor-widget-heading\" data-id=\"c69f8e1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Para que o sistema de Credi\u00e1rio Digital se torne uma revolucion\u00e1ria forma de vender, deve-se agregar ao processo uma Intelig\u00eancia inerente e um modelo Cognitivo capaz de mensurar o potencial de cada indiv\u00edduo do sistema.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111195b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"111195b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6c0f8c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6c0f8c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83f06f7\" data-id=\"83f06f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7110fca elementor-widget elementor-widget-image\" data-id=\"7110fca\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/elementor\/thumbs\/editorial-estadao-pbtun0tgjzg8bbm83t962wv1e2os76vuq3zdsi5dj2.jpg\" title=\"Artigo Estad\u00e3o | Credi\u00e1rio Digital \u00e9 um movimento irrevers\u00edvel\" alt=\"Artigo Estad\u00e3o | Credi\u00e1rio Digital \u00e9 um movimento irrevers\u00edvel\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Artigo publicado na coluna \"Pol\u00edtica\/Economia\" do site do Jornal Estad\u00e3o - Agosto 2021<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28a6db9 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"28a6db9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-608a18e elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"608a18e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"color: #808080;\"><strong>Veja onde este artigo foi publicado:<\/strong><\/span><\/p><p><a href=\"https:\/\/politica.estadao.com.br\/blogs\/fausto-macedo\/crediario-digital-e-um-movimento-irreversivel\/#:~:text=O%20Credi%C3%A1rio%20Digital%20%C3%A9%20um,conten%C3%A7%C3%A3o%20de%20potencial%20de%20consumo.\" target=\"_blank\" rel=\"noopener\">Estad\u00e3o<\/a><br \/><a href=\"https:\/\/www.channel360.com.br\/crediario-digital-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Channel 360<\/a><br \/><a href=\"https:\/\/www.foconacional.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Foco Nacional<\/a><br \/><a href=\"https:\/\/www.nahoradobrasil.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Na Hora do Brasil<\/a><br \/><a href=\"https:\/\/www.congressonews.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Congresso News<\/a><br \/><a href=\"https:\/\/odianews.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">O Dia News<\/a><br \/><a href=\"https:\/\/www.jackcomunica.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Portal Jack Comunica (BA)<\/a><br \/><a href=\"http:\/\/www.reinoliterariobr.com.br\/2021\/08\/news-crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Blog Reino Liter\u00e1rio<\/a><br \/><a href=\"https:\/\/negociosemfoco.com\/amp\/?releaseid=4806932\" target=\"_blank\" rel=\"noopener\">Neg\u00f3cios em Foco<\/a><br \/><a href=\"http:\/\/www.difundir.com.br\/site\/c_mostra_release.php?emp=4149&amp;num_release=254376\" target=\"_blank\" rel=\"noopener\">Difundir<\/a><br \/><a href=\"http:\/\/jornow.com.br\/jornow\/noticia.php?idempresa=4149&amp;num_release=254376&amp;ori=P\" target=\"_blank\" rel=\"noopener\">JorNow<\/a><br \/><a href=\"https:\/\/www.redepress.com.br\/noticias\/2021\/08\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Rede Press<\/a><br \/><a href=\"https:\/\/jornalgrandeabc.com\/2021\/08\/18\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Jornal Grande ABC Online<\/a><br \/><a href=\"https:\/\/www.oestepaulistanoticias.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Oeste Paulista Not\u00edcias<\/a><br \/><a href=\"https:\/\/alexferraz.com.br\/2021\/08\/18\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Portal Alex Ferraz<\/a><br \/><a href=\"https:\/\/abeinfobrasil.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Revista ABEINFO<\/a><br \/><a href=\"https:\/\/eurio.com.br\/coluna\/convidado\/721-crediario-digital-e-um-movimento-irreversivel.html\" target=\"_blank\" rel=\"noopener\">Portal Eu Rio!<\/a><br \/><a href=\"http:\/\/www.diarioparanaense.com\/?p=4128\" target=\"_blank\" rel=\"noopener\">Di\u00e1rio Paranaense<\/a><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea9e3fd\" data-id=\"ea9e3fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a63173c elementor-widget elementor-widget-eael-testimonial\" data-id=\"a63173c\" data-element_type=\"widget\" data-widget_type=\"eael-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div id=\"eael-testimonial-a63173c\" class=\"eael-testimonial-item clearfix  content-bottom-icon-title-inline\">\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\t\t\t<div class=\"eael-testimonial-content\">\n\t\t\t\t<div class=\"eael-testimonial-text\"><p>O Mercado de Varejo \u00e9 sem d\u00favida nenhuma o mercado que mais demanda novidades e\/ou novas maneiras de se incrementar o cl\u00e1ssico de suas atividades \"Vender Mais, para Lucrar mais\".<\/p>\n<p>A latente necessidade de \"Vender Mais\" impulsiona o varejo nas mais diversas dire\u00e7\u00f5es em um mercado globalizado onde o Marketing se torna um cl\u00e1ssico segmento de \"Manada\", onde globalmente apenas alguns criam. E muitos outros acabam complacentemente seguindo este movimento, sem mesmo entender por que ou que est\u00e1 sendo feito.<\/p>\n<p>Numa aspiral, muitas vezes, invertida onde gigantes esfor\u00e7os levam os resultados financeiros a um p\u00edfio ponto ao fim de uma jornada in\u00f3cua.<\/p>\n<p>Em certo momento surgem alguns movimentos que realmente merecem cr\u00e9dito, principalmente se entendermos para que este movimento foi direcionado e sobre uma \u00f3tica mais obl\u00edqua de an\u00e1lise para quem ele foi criado.<\/p>\n<p>O Credi\u00e1rio Digital \u00e9 um movimento genialmente criado quando analisamos seu Mercado alvo. Um Mercado Fundamental \u00e0 economia mundial e que no Brasil representa a maior conten\u00e7\u00e3o de potencial de consumo. Devemos lembrar, ainda, o conceito l\u00fadico dos Carn\u00eas Tradicionais que foram a base do crescimento do Varejo durante d\u00e9cadas consecutivas.<\/p>\n<p>Para os usu\u00e1rios do cart\u00e3o de cr\u00e9dito o Credi\u00e1rio Digital pouco vai influenciar, principalmente porque o Credi\u00e1rio Digital transfere para o tomador desta modalidade de cr\u00e9dito todos os encargos, juros, taxas e demais fatores de risco que necessitam ser atenuados. Quando no Cart\u00e3o de cr\u00e9dito todos estes encargos ficam por conta e responsabilidade da Entidade de Varejo.<\/p>\n<p>Somente neste quesito o Varejo j\u00e1 sai ganhando muito, na casa dos bilh\u00f5es anualmente.<\/p>\n<p>Sendo nossa capacidade mental suficiente para vislumbrarmos o que existe por tr\u00e1s desta Modalidade com apar\u00eancia inocente e uma efic\u00e1cia t\u00e3o profunda em seu contexto verdadeiro.<\/p>\n<p>Diremos.... Kasparov arquitetou este movimento sequencial quase que perfeito.<\/p>\n<p>O Credi\u00e1rio Digital saciar o desejo de consumo do terceiro maior mercado de consumo no Brasil, mercado que possui maior potencial de consumo de bens de conforto e equipara\u00e7\u00e3o social.<\/p>\n<p>Estamos falando do Desbancarizados, dos que tem cart\u00f5es de cr\u00e9dito com limites muito pequenos, dos que preferem deixar o Cart\u00e3o de Cr\u00e9dito para uma emerg\u00eancia, dos que possuem um<br \/>cart\u00e3o de cr\u00e9dito originado nas rela\u00e7\u00f5es de afinidade e\/ou os que entendem que se tiverem problemas de incapacidade financeira moment\u00e2nea o Credi\u00e1rio Digital n\u00e3o vai afetar a funcionalidade de seu cart\u00e3o de cr\u00e9dito.<\/p>\n<p>Credi\u00e1rio Digital \u00e9 um movimento irrevers\u00edvel.<\/p>\n<p>Estrategicamente perfeito, mas com uma armadilha poderosa aos que seguem este caminho no conceito de Manada.<\/p>\n<p>A an\u00e1lise de cr\u00e9dito usada atualmente para outras formas de fornecimento de cr\u00e9dito \u00e9 superficial, fraca e incapaz de aquilatar perfeitamente o comportamento s\u00f3cio<br \/>financeiro dos novos mercados ou aos mercados derivativos agregados a este produto.<\/p>\n<p>Para que o sistema de Credi\u00e1rio Digital se torne uma revolucion\u00e1ria forma de vender, caracterizando-se como um perform\u00e1tico retorno vintage aos Carn\u00eas de pagamento deve-se agregar ao processo uma Intelig\u00eancia mais que inerente e um modelo Cognitivo capaz de mensurar perfeitamente o potencial de cada indiv\u00edduo do sistema. Evitando assim que o sistema venha a contracenar com os riscos de um potencial degenera\u00e7\u00e3o de mais uma solu\u00e7\u00e3o genialmente criada, mas que necessita de uma evolu\u00e7\u00e3o em seus bastidores.<\/p>\n<p>Pois j\u00e1 n\u00e3o bastam os dinossauros que foram extintos por algo que vinha de longe e n\u00e3o parecia perigoso. O Credi\u00e1rio Digital n\u00e3o pode correr este risco.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t\t<div class=\"eael-testimonial-content eael-testimonial-inline-bio\">\n\t\t\t\t\t\t\t<div class=\"eael-testimonial-image\">\n\t\t\t\t\t\t\t\t\t<figure><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2021\/08\/foto-flavio-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"bio-text\"><p class=\"eael-testimonial-user\" style=\"display: block; float: none;\">Fl\u00e1vio Oliveira<\/p><p class=\"eael-testimonial-user-company\">Desenvolvimento e Tecnologia<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<span class=\"eael-testimonial-quote\"><\/span>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-992101a elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-spacer\" data-id=\"992101a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9537d4 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"b9537d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"color: #808080;\"><strong>Veja onde este artigo foi publicado:<\/strong><\/span><\/p><p><a href=\"https:\/\/politica.estadao.com.br\/blogs\/fausto-macedo\/crediario-digital-e-um-movimento-irreversivel\/#:~:text=O%20Credi%C3%A1rio%20Digital%20%C3%A9%20um,conten%C3%A7%C3%A3o%20de%20potencial%20de%20consumo.\" target=\"_blank\" rel=\"noopener\">Estad\u00e3o<\/a><br \/><a href=\"https:\/\/www.channel360.com.br\/crediario-digital-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Channel 360<\/a><br \/><a href=\"https:\/\/www.foconacional.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Foco Nacional<\/a><br \/><a href=\"https:\/\/www.nahoradobrasil.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Na Hora do Brasil<\/a><br \/><a href=\"https:\/\/www.congressonews.com.br\/2021\/08\/crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Congresso News<\/a><br \/><a href=\"https:\/\/odianews.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">O Dia News<\/a><br \/><a href=\"https:\/\/www.jackcomunica.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Portal Jack Comunica (BA)<\/a><br \/><a href=\"http:\/\/www.reinoliterariobr.com.br\/2021\/08\/news-crediario-digital-e-um-movimento.html\" target=\"_blank\" rel=\"noopener\">Blog Reino Liter\u00e1rio<\/a><br \/><a href=\"https:\/\/negociosemfoco.com\/amp\/?releaseid=4806932\" target=\"_blank\" rel=\"noopener\">Neg\u00f3cios em Foco<\/a><br \/><a href=\"http:\/\/www.difundir.com.br\/site\/c_mostra_release.php?emp=4149&amp;num_release=254376\" target=\"_blank\" rel=\"noopener\">Difundir<\/a><br \/><a href=\"http:\/\/jornow.com.br\/jornow\/noticia.php?idempresa=4149&amp;num_release=254376&amp;ori=P\" target=\"_blank\" rel=\"noopener\">JorNow<\/a><br \/><a href=\"https:\/\/www.redepress.com.br\/noticias\/2021\/08\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Rede Press<\/a><br \/><a href=\"https:\/\/jornalgrandeabc.com\/2021\/08\/18\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Jornal Grande ABC Online<\/a><br \/><a href=\"https:\/\/www.oestepaulistanoticias.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Oeste Paulista Not\u00edcias<\/a><br \/><a href=\"https:\/\/alexferraz.com.br\/2021\/08\/18\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Portal Alex Ferraz<\/a><br \/><a href=\"https:\/\/abeinfobrasil.com.br\/crediario-digital-e-um-movimento-irreversivel\/\" target=\"_blank\" rel=\"noopener\">Revista ABEINFO<\/a><br \/><a href=\"https:\/\/eurio.com.br\/coluna\/convidado\/721-crediario-digital-e-um-movimento-irreversivel.html\" target=\"_blank\" rel=\"noopener\">Portal Eu Rio!<\/a><br \/><a href=\"http:\/\/www.diarioparanaense.com\/?p=4128\" target=\"_blank\" rel=\"noopener\">Di\u00e1rio Paranaense<\/a><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f16852f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f16852f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ca1281 elementor-invisible\" data-id=\"2ca1281\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-adb722e elementor-widget elementor-widget-heading\" data-id=\"adb722e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Nossos n\u00fameros<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e04ea72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e04ea72\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-596dcc7 elementor-invisible\" data-id=\"596dcc7\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-481cc3e elementor-widget elementor-widget-counter\" data-id=\"481cc3e\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"120000000\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">pessoas mapeadas<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2dfccc7 elementor-invisible\" data-id=\"2dfccc7\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a956c39 elementor-widget elementor-widget-counter\" data-id=\"a956c39\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"3000000\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">contatos di\u00e1rios<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7cdc013 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7cdc013\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1fc5805 elementor-invisible\" data-id=\"1fc5805\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55b4106 elementor-widget elementor-widget-counter\" data-id=\"55b4106\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"8\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">canais de acesso<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1b3a8ea elementor-invisible\" data-id=\"1b3a8ea\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-355310f elementor-widget elementor-widget-counter\" data-id=\"355310f\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"27\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">todos os estados do pa\u00eds<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-648f629 elementor-invisible\" data-id=\"648f629\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd74111 elementor-widget elementor-widget-counter\" data-id=\"dd74111\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"4\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-counter-title\">servi\u00e7os oferecidos<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cceb67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cceb67\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03b2fe1\" data-id=\"03b2fe1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c07622 elementor-widget elementor-widget-menu-anchor\" data-id=\"2c07622\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"contato\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e0c92be elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4e0c92be\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5e0ea047\" data-id=\"5e0ea047\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8342383 elementor-widget elementor-widget-image\" data-id=\"8342383\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"475\" height=\"133\" src=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/4Money_logo.png\" class=\"attachment-large size-large\" alt=\"4mooney - Recupera\u00e7\u00e3o de Cr\u00e9dito e Servi\u00e7os Financeiros. Oferecemos pesquisa avan\u00e7ada, an\u00e1lise de cr\u00e9dito, vendas digitais atrav\u00e9s de modelos cognitivos e abordagem l\u00fadica.\" srcset=\"http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/4Money_logo.png 475w, http:\/\/www.4mooney.com.br\/wp-content\/uploads\/2020\/03\/4Money_logo-300x84.png 300w\" sizes=\"auto, (max-width: 475px) 100vw, 475px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2214c640\" data-id=\"2214c640\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02ecfbe elementor-widget elementor-widget-heading\" data-id=\"02ecfbe\" data-element_type=\"widget\" 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elementor-element-f934bed e-grid-align-tablet-center e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"f934bed\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-8faa0ba\" href=\"https:\/\/www.facebook.com\/4Mooney-106210241310764\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-b845c77\" 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fa-whatsapp\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da4318e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da4318e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-64a20fa\" data-id=\"64a20fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c4abfc elementor-widget elementor-widget-text-editor\" data-id=\"5c4abfc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.4mooney.com.br\/?page_id=1156\">POL\u00cdTICA DE PRIVACIDADE\u00a0<\/a><\/span> \u00a0|\u00a0 \u00a0 <span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.4mooney.com.br\/?page_id=1144\">SEGURAN\u00c7A DA INFORMA\u00c7\u00c3O<\/a><\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1a50e84\" data-id=\"1a50e84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-272eb8c elementor-widget elementor-widget-text-editor\" data-id=\"272eb8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Site desenvolvido por&nbsp;<a href=\"http:\/\/www.wixi.com.br\" target=\"_blank\"><b>WiXi<\/b>&nbsp;<\/a><b>Marketing Digital<\/b><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In\u00edcio Servi\u00e7os Metodologia Solu\u00e7\u00f5es Canais de Integra\u00e7\u00e3o As 5 Raz\u00f5es Artigos Contato Artigos &amp; Not\u00edcias Acompanhe as principais novidades da 4mooney, al\u00e9m das \u00faltimas informa\u00e7\u00f5es sobre as tend\u00eancias da tecnologia envolvendo a recupera\u00e7\u00e3o de cr\u00e9dito e servi\u00e7os financeiros. Credi\u00e1rio Digital \u00e9 um movimento irrevers\u00edvel. Para que o sistema de Credi\u00e1rio Digital se torne uma revolucion\u00e1ria [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":233,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-229","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/pages\/229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=229"}],"version-history":[{"count":83,"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/pages\/229\/revisions"}],"predecessor-version":[{"id":1198,"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/pages\/229\/revisions\/1198"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=\/wp\/v2\/media\/233"}],"wp:attachment":[{"href":"http:\/\/www.4mooney.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}